INTERNATIONAL MEDICAL / DENTAL PLANS

Medical plans generally include*:

• Inpatient hospital care
• Semi private or private room
• Outpatient care
• Emergency room charges
• Physicians charges
• Laboratory and x-ray charges
• Paramedical services such as chiropractic, psychology, physiotherapy, naturopaths, acupuncture & podiatry
• Prosthetics
• Prescription drugs
• Routine examinations
• Vision care – examinations, frames and lenses
• Hearing aids
• Nursing care
• Accidental dental
• Home health care
• Lifetime maximum up to $3,000,000

Dental plans generally include:

• Preventative services
• Basic restorative services:
  • Fillings
  • Endodontics
  • Periodontics
  • Oral surgery
  • Repairs and maintenance for prosthodontics
• Major services – yearly maximum up to $2,500:
  • Prosthodontics
  • Crowns
  • Bridges
• Orthodontia – lifetime maximum up to $2,000

*Medical underwriting resulting in limitation or exclusions may apply depending on the size of the group to be insured.